Sometimes Jesus used the current beliefs of the Pharisees in order to bring home a truth. For example:
And as [Jesus] was setting out on his journey, a man ran up and knelt before him and asked him, “Good Teacher, what must I do to inherit eternal life?” (Mark 10:17 ESV)
And here is Jesus’ reply:
"You know the commandments: ‘Do not murder, Do not commit adultery, Do not steal, Do not bear false witness, Do not defraud, Honor your father and mother.’” (Mark 10:19)
We know don’t we, that we do not inherit eternal life by keeping the ten commandments. Jesus knew it, too. But He also knew what the man believed. So Jesus went along with it for the moment.
And he said to him, “Teacher, all these I have kept from my youth.” (Mark 10:20)
I have no doubt that the man told the truth. So why wasn’t the man content that He would have eternal life? No doubt he realized there was something missing.
And Jesus, looking at him, loved him, and said to him, “You lack one thing: go, sell all that you have and give to the poor, and you will have treasure in heaven; and come, follow me.” (Mark 10:21)
He lacked one thing. One little thing! He had to renounce his own self-serving life and become a disciple of Christ. That is the only way to inherit eternal life. It’s the same requirement today as it was then.
Disheartened by the saying, he went away sorrowful, for he had great possessions. (Mark 10:22) /color]
The man was willing to obey the commandments. But to forsake his luxurious life style, he was unwilling.
Jesus did a similar thing when He gave the parable of Dives and Lazarus. It was a common belief among the Pharisees that when a person died, he went to Hades, the underworld. If he were good he went to “Abraham’s bosom”, the comfortable part. If he were evil, he went to the uncomfortable part where he suffered from flames.
The Jewish historian, Josephus (37 A.D. to 100 A.D.) wrote an article now known as “Josephus’s Discourse to the Greeks Concerning Hades”. In that discourse, Josephus states as the place where all souls go after death. His description of the two sections is much the same as Jesus described in his parable, except it is in much greater detail.
As I see it, Jesus didn’t give the story of Dives and Lazarus because He was trying to teach the state of affairs in the afterlife. Rather he was using this common belief in his parable to show that even if it were possible for someone to return from the dead and warn people, they still would not repent.